Run a cross-carrier Medicare plan comparison, MA, MA-PD, PDP, or Medigap, for one beneficiary’s ZIP on the quoting platform your agency already uses, and get back the top plans as structured data: premiums, estimated drug costs, total annual cost, star ratings. Quoting only, by hard rule: this workflow cannot enroll anyone.
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Overview
Medicare agencies quote all day: sign in to the multi-carrier quoting platform, enter the beneficiary’s ZIP and preferences, add their medications and pharmacy for real drug pricing, check their providers against plan networks, and read off the comparison. This workflow runs exactly that, signing in with credentials from an agent profile (including authenticator-based MFA), building the quote from your inputs, and capturing the top plans with premium, estimated annual drug cost, estimated total annual cost, and star rating per plan, as JSON your CRM or quoting tool can consume.
The boundary is the design: the agent never clicks Enroll, Apply, or Select-to-Enroll, never begins a Scope of Appointment, and never signs or submits anything. In a category regulated by CMS marketing rules, a quoting automation that can drift into enrollment isn’t an efficiency, it’s a liability, so this one structurally can’t.
How Asteroid runs this workflow
A prospect profile and approved quoting assumptions arrive, Asteroid builds the cross-carrier comparison on the quoting platform your agency already uses, and the normalized result lands as structured data. Quoting only, by hard rule, with every plan decision left to licensed staff.
How it actually runs
A prospect profile and approved quoting assumptions are ready
A comparison ready for the licensed conversation
The normalized multi-carrier comparison lands in your CRM or quoting tool, with the selected quote's data carrying forward to enrollment without re-keying.
Quote the inputs can't complete: A missing ZIP, an unresolvable county, or a drug the platform can't match returns as a named failure for a person to fix once, and the plan recommendation itself always stays with your licensed staff.
Closing the loop
Nobody on your team reads this JSON. Your system does. Each run delivers its record wherever the work already lives, and the loop closes on its own: requests in, records back, no one in the middle.
{ "zip_code": "78701", "plan_type": "MA-PD", "plan_count": 24, "outcome": "quoted", "top_plans": [ { "plan_name": "Example Advantage Choice (HMO)", "carrier": "EXAMPLE CARRIER", "plan_type": "MA-PD", "monthly_premium": "$0.00", "estimated_annual_drug_cost": "$318.40", "estimated_total_annual_cost": "$1,242.00", "star_rating": 4.5 } ]}Every Medicare compliance officer has the same nightmare: an automation that was supposed to compare plans and ended up submitting an application. This workflow’s rules prohibit every enrollment-shaped click by name: no Enroll, no Apply, no SOA initiation, no signature. It’s a comparison engine with a hard wall at the moment of decision, because the decision, under CMS rules and under common sense, belongs to a licensed agent and the beneficiary.
At scale
Quoting sits between the two ends of this category: public plan, formulary, and provider data from Medicare.gov feeds the conversation, and carrier enrollment submission picks up after the beneficiary decides. The full set is in the Medicare enrollment library. The compliance wrapper around the conversation, Scope of Appointment capture, and the back office behind it, commission reconciliation, are the same category’s other halves.
Human in the loop
Beneficiary details are handled under the same posture as everything else in the catalogue: SOC 2 Type II, HIPAA-compliant infrastructure, a BAA, and per-execution audit trails. Full detail on the security page.
Anything past the comparison.
Enrollment, application, and SOA are outside this workflow by rule, not by configuration.
A quote the inputs can’t complete.
Missing ZIP, an unresolvable county, a drug the platform can’t match: named failure, no guessing on someone’s Medicare costs.
Platform-side surprises.
An unexpected prompt or a changed flow stops the run with the state observed.
Questions
An agent who spends the afternoon re-keying quotes is a licensed salesperson doing data entry. The Medicare enrollment library covers the rest of the season’s work.
Disclaimer
Third-party names, including government agencies and registries, are used only to identify systems commonly involved in healthcare operations workflows. Asteroid is not affiliated with, endorsed by, sponsored by, or certified by those third parties unless expressly stated. Workflow availability depends on customer authorization, account permissions, configuration, and applicable system terms.